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Your Local Novato Independent Insurance Agency

BIQ Insurance Agency specializes in life, disability, long-term care, annuities, retirement plans, health insurance, and cancer, heart attack and stroke insurance.

BIQ Insurance Agency has being servicing the San Francisco/Bay Area since 2013. We focus on health, dental, vision, and ancillary insurance products such as life, disability, long term care, and retirement solutions for individuals, and businesses for their employees.

Our Vision

To be the agency of choice for our customers, agents, and associates.

Our Mission

Our mission is to provide innovative insurance solutions with personalized service exceeding the customer’s expectations. We are here for our customers, partnering with them to find the best solutions for current needs and future plans.

Our Core Values:

  • Excellence
  • Integrity
  • Responsibility
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Life Insurance

We offer a complete line of individual life insurance products that are crafted to meet you and your family's specific needs.
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Disability Insurance

The cost of a plan provided by your employer is usually less than you would pay for an individual disability policy.
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Long-Term Care

The likelihood is that you or family member will need long-term assistance due to a prolonged illness or a disability.
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Recent News & Updates

Health Insurance 101: A Guide for First-Time Buyers

Posted: June 10, 2026

For young adults navigating their first health insurance purchase — whether aging off a parent's plan, starting a new job, or simply exploring coverage for the first time — the terminology and options can be genuinely confusing. This guide is designed to demystify the basics so you can make an informed decision. Key Terms to Know Before comparing plans, it helps to understand a few...

Life Insurance and Major Life Events: When Should You Update Your Coverage?

Posted: June 7, 2026

Life insurance is not a set-it-and-forget-it product. The coverage that made sense when you were single in your twenties may be very different from what you need as a married homeowner with children. Life changes quickly, and your life insurance policy should keep pace. Getting Married Marriage is one of the most common triggers for purchasing or updating a life insurance policy. When two people...

5 Ways to Live Well & Age Well

Posted: May 25, 2026

Healthy aging comes from consistent daily habits, not big changes. Simple actions like walking regularly, going to doctor appointments, eating healthy foods, and staying connected with others can help keep you strong, energetic, and independent. These basic routines have a big impact on how you move, think, and feel as you age. Aging well also means planning ahead. Physical and mental health, along with access...

What to Look for in a Health Insurance Plan

Posted: May 10, 2026

Choosing a health insurance plan is one of the most important financial and wellness decisions you will make for your household. While it is tempting to select the plan with the lowest monthly price tag, the “cheapest” option can often end up being the most expensive if you require unexpected care. Finding the right plan requires looking past the surface to understand how access, out-of-pocket...