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Your Local Novato Independent Insurance Agency

BIQ Insurance Agency specializes in life, disability, long-term care, annuities, retirement plans, health insurance, and cancer, heart attack and stroke insurance.

BIQ Insurance Agency has being servicing the San Francisco/Bay Area since 2013. We focus on health, dental, vision, and ancillary insurance products such as life, disability, long term care, and retirement solutions for individuals, and businesses for their employees.

Our Vision

To be the agency of choice for our customers, agents, and associates.

Our Mission

Our mission is to provide innovative insurance solutions with personalized service exceeding the customer’s expectations. We are here for our customers, partnering with them to find the best solutions for current needs and future plans.

Our Core Values:

  • Excellence
  • Integrity
  • Responsibility
Read what satisfied customers have said about BIQ Insurance Agency.
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Life Insurance

We offer a complete line of individual life insurance products that are crafted to meet you and your family's specific needs.
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Disability Insurance

The cost of a plan provided by your employer is usually less than you would pay for an individual disability policy.
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Long-Term Care

The likelihood is that you or family member will need long-term assistance due to a prolonged illness or a disability.
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Recent News & Updates

Options to Consider When Your Term Life Insurance Expires

Posted: April 22, 2025

Life insurance provides invaluable protection for your loved ones, but what happens when your term life insurance policy reaches the end of its coverage period? If you’re approaching expiration, you still have options to maintain financial security for your family. Understanding these choices can help you make the best decision for your circumstances. Renew Your Existing Term Policy Many insurance providers allow policyholders to renew...

Tips for Choosing a Health Insurance Plan

Posted: April 10, 2025

Navigating health insurance can feel overwhelming, but choosing the right plan is important for your well-being and financial security. With so many options available, understanding where to start can make all the difference. This guide simplifies the process, helping you make an informed and confident decision. 1. Understand Your Coverage Options Your healthcare choices depend on how you receive coverage. Options include: Employer-funded health plans...

Why Would I Need Life Insurance for My Child?

Posted: April 7, 2025

There’s a lot to think about when your family is growing. Whether you’ve recently welcomed a child through birth, adoption, or marriage, the future may feel full of unknowns. You do everything you can to keep your child safe—installing car seats, covering electrical outlets, and using baby gates—but have you considered how life insurance could be another way to protect them? While it’s not something...

Will My Health Insurance Cover Special Procedures?

Posted: March 25, 2025

Navigating health insurance coverage can seem like deciphering a foreign language, particularly when it involves special procedures. If you need a procedure that is not considered standard medical practice or within the scope of routine care by the health insurance industry, it is essential to understand how your health plan comes into play to be prepared and avoid surprises.  What Qualifies as a Special Procedure?...