Skip to the content

Your Local Novato Independent Insurance Agency

BIQ Insurance Agency specializes in life, disability, long-term care, annuities, retirement plans, health insurance, and cancer, heart attack and stroke insurance.

BIQ Insurance Agency has being servicing the San Francisco/Bay Area since 2013. We focus on health, dental, vision, and ancillary insurance products such as life, disability, long term care, and retirement solutions for individuals, and businesses for their employees.

Our Vision

To be the agency of choice for our customers, agents, and associates.

Our Mission

Our mission is to provide innovative insurance solutions with personalized service exceeding the customer’s expectations. We are here for our customers, partnering with them to find the best solutions for current needs and future plans.

Our Core Values:

  • Excellence
  • Integrity
  • Responsibility
Read what satisfied customers have said about BIQ Insurance Agency.
See All Reviews
See All Reviews

Find Out How Much You Can Save Today

  • This field is for validation purposes and should be left unchanged.

Life Insurance

We offer a complete line of individual life insurance products that are crafted to meet you and your family's specific needs.
Get Coverage

Disability Insurance

The cost of a plan provided by your employer is usually less than you would pay for an individual disability policy.
Get Coverage

Long-Term Care

The likelihood is that you or family member will need long-term assistance due to a prolonged illness or a disability.
Get Coverage

Recent News & Updates

Deductibles, Copays, and Coinsurance: Understanding Your Health Insurance Costs

Posted: October 10, 2026

Health insurance comes with its own vocabulary, and terms like deductible, copay, and coinsurance are often used without much explanation. Understanding what each one means, and how they work together, can make it easier to estimate your actual costs and compare plans more confidently. What Is a Deductible? A deductible is the amount you generally pay for covered healthcare services before your insurance plan starts...

Life Insurance Riders 101: Customizing Your Policy to Fit Your Needs

Posted: October 7, 2026

Life insurance policies aren't always one-size-fits-all. Many insurers offer optional add-ons, known as riders, that let policyholders adjust their coverage to better match their personal circumstances. Understanding how riders work can help you have a more informed conversation with a licensed agent about your own policy. What Is a Life Insurance Rider? A rider is an optional provision added to a life insurance policy, usually...

Health Insurance Options for College Students

Posted: September 25, 2026

A New Season Brings New Health Insurance Questions As students head off to college, health insurance is often one of the last things on their minds, but it's an important detail for families to sort out before the semester gets underway. There are several paths students can take to maintain health insurance coverage while away at school, and the right choice depends on individual circumstances,...

Do You Need Life Insurance If You Don't Have Kids? Here's What to Consider

Posted: September 22, 2026

A Common Misconception About Life Insurance Many people assume life insurance is only necessary once you have children or a spouse who depends on your income. While protecting a growing family is one common reason people purchase coverage, it isn't the only one, and plenty of people without children still have good reasons to consider a policy. Understanding these reasons can help you make a...